Punjab Pension Scheme – Across India, many individuals face financial hardships and struggle to meet their basic needs. To assist these citizens, both the central and state governments have introduced various pension schemes. The Punjab government has implemented the Punjab Pension Scheme to provide financial support to elderly citizens, widows, and persons with disabilities. In this article, we will cover essential details about this scheme, including its objectives, benefits, features, eligibility criteria, necessary documents, application process, and the list of beneficiaries. If you’re interested in benefiting from the Punjab Pension Scheme, please read this article thoroughly.
Overview of Punjab Pension Scheme 2025
The Punjab Pension Scheme is designed to provide financial assurance to elderly citizens, widows, and persons with disabilities from economically weaker sections of society. It aims to help these individuals manage their daily expenses independently. To avail of the benefits, eligible candidates must submit a filled application form along with the required documents to the designated authority. Once the application is reviewed and verified, the pension amount will be credited directly to the beneficiary’s bank account, which should be linked to their Aadhar card.
Categories Under Punjab Pension Scheme
1. Old-Age Pension
This initiative supports elderly citizens in Punjab who lack a stable income source. Residents whose annual income is below ₹60,000 can apply. The pension provided is ₹750 per month. Women must be at least 58 years old, while men must be 65 years old to qualify. Application forms are available from various locations, including the district social security office, child development office, Seva Kendras, and online resources like the state’s official website. The verification process is carried out by the child development project officer within 30 days of submission.
2. Assistance for Widows and Destitute Women
This provision offers financial assistance of ₹750 per month for widows and destitute women whose annual income does not exceed ₹60,000. Eligible women must be under 58 years of age or unmarried women above 30. Application methods mirror those of the old-age pension.
3. Financial Aid for Dependent Children
Under this scheme, ₹750 per month is allocated for children under 21 years whose parents are deceased, absent, or unable to provide care. Family income should be capped at ₹60,000. Applications follow the same protocol as the prior categories.
4. Support for Persons with Disabilities
This financial aid of ₹750 monthly is for individuals with disabilities over 50%, including mentally challenged citizens. The family’s annual income should also not exceed ₹60,000. Application processes are consistent with previous categories.
5. Indira Gandhi National Old Age Pension Scheme
Launched for older citizens, this scheme provides ₹200 per month for those aged 60–79 and ₹500 for those above 80 years. Applicants must be from the below-poverty-line category and listed in the socio-economic caste census of 2011.
6. Indira Gandhi National Widow Pension Scheme
This scheme is for widows under the poverty line, offering ₹300 per month for women aged 40–79 and ₹500 for those aged 80 and above. Eligible applicants must be mentioned in the socio-economic caste census from 2011.
7. Indira Gandhi National Disability Pension Scheme
Aimed at individuals with a disability of 80% or more, this scheme provides ₹300 per month for ages 18–79 and ₹500 for those over 80. Dwarfs also qualify under this scheme.
8. Support for Acid Attack Victims
This targeted scheme provides ₹8,000 monthly for rehabilitation of acid attack victims suffering from significant disability (40% or more). Eligible individuals must submit their application to the district social security officer along with a valid medical certificate.
Key Features of Punjab Pension Scheme
| Name of Scheme | Punjab Pension Scheme |
| Launched By | Government of Punjab |
| Beneficiaries | Citizens of Punjab |
| Objective | To provide pensions to needy citizens |
| Official Website | Click Here |
| Year | 2025 |
| State | Punjab |
| Application Mode | Offline |
Objectives of the Punjab Pension Scheme
The main goal of the Punjab Pension Scheme is to ensure that financially disadvantaged citizens have access to a reliable income source. This support extends to widows, elderly individuals, and people with disabilities, allowing them to maintain their dignity and independence. By providing these monthly pensions, the scheme aims to enhance the beneficiaries’ quality of life and economic stability.
Advantages and Key Features
- The Punjab government has designed this pension scheme to care for vulnerable demographics.
- Only eligible individuals from economically weaker backgrounds can benefit from this initiative.
- The scheme empowers recipients to manage their everyday expenditures independently.
- Applying requires submitting a fully filled form with accompanying documents to the appropriate authority.
- After document verification, pensions will be disbursed directly into the beneficiary’s bank account.
- It’s mandatory for the recipient’s bank account to be linked with their Aadhar card to receive funds.
Financial Support Offered
| Name of Scheme | Financial Support per Month |
| Old Age Pension | ₹750 |
| Assistance for Widows and Destitute Women | ₹750 |
| Assistance for Dependent Children | ₹750 |
| Support for Persons with Disabilities | ₹750 |
| Indira Gandhi National Old Age Pension Scheme | ₹200 for 60-79 years; ₹500 for 80 years and above |
| Indira Gandhi National Widow Pension Scheme | ₹300 for 40-79 years; ₹500 for 80 years and above |
| Indira Gandhi National Disability Pension Scheme | ₹300 for 18-79 years; ₹500 for 80 years and above |
| Support for Acid Victims | ₹8,000 |
Eligibility Criteria
| Name of Scheme | Eligibility Criteria |
| Old Age Pension | Minimum age: Women 58 years; Men 65 years. Annual family income should not exceed ₹60,000. |
| Assistance for Widows and Destitute Women | Women below 58 years and unmarried women above 30, with an annual family income under ₹60,000. |
| Assistance for Dependent Children | Children must be under 21 years old with an annual family income not exceeding ₹60,000. |
| Support for Persons with Disabilities | Individuals having over 50% disability and an annual income not above ₹60,000 are eligible. |
| Indira Gandhi National Old Age Pension Scheme | Minimum age 60 years, with eligibility for below-poverty-line categories. |
| Indira Gandhi National Widow Pension Scheme | Minimum age 40 years and below poverty line status required. |
| Indira Gandhi National Disability Pension Scheme | Minimum age 18 years, with a disability level of 80% or more and belonging to below poverty line category. |
| Support for Acid Victims | Victims must be Punjab residents, and a medical certificate must be submitted alongside the application. |
Required Documents
| Name of Scheme | Documents Needed |
| Old Age Pension | Aadhar card or voter ID, proof of age. |
| Assistance for Widows and Destitute Women | Death certificate of the husband, self-declaration, Aadhar or voter ID, proof of age. |
| Assistance for Dependent Children | Aadhar card or voter ID, proof of children’s age. |
| Support for Persons with Disabilities | Disability certificate, Aadhar card or voter ID, proof of age. |
| Indira Gandhi National Old Age Pension Scheme | Age proof via Aadhar or voter ID. |
| Indira Gandhi National Widow Pension Scheme | Age proof via Aadhar or voter ID. |
| Indira Gandhi National Disability Pension Scheme | Age proof via Aadhar or voter ID. |
| Support for Acid Victims | Medical certificate, FIR copy, bank account details, identification proof. |
Steps to Apply for Punjab Pension Scheme
- Download the application form using this link.
- Print the downloaded form.
- Fill in the required information, including:
- Name
- Address
- Relation to beneficiary
- Name of beneficiary
- Gender
- Date of birth
- Place of birth
- Father’s name
- Mother’s name
- District
- Marital status
- Mobile number
- Annual income from all sources
- Bank account details
- Attach all necessary documents.
- Submit the completed form to the appropriate authority.
- By following these steps, you can apply under the Punjab Pension Scheme.
Applying for the Old Age Pension Scheme
- Download the application form for the Old Age Pension Scheme here.
- Print the form.
- Fill in the essential details similar to those required for the Punjab Pension Scheme.
- Attach the necessary documents and submit to the relevant authority.
- By following the above instructions, you can successfully apply for the old-age pension.
Viewing Contact Information
- Visit the official website of the Government of Punjab.
- The homepage will display.
- Click on Contact Us for assistance.
- A new page will appear with contact details.